Paul Smith's College Loans, Tuition, Costs & More

This is the complete guide to Paul Smith's College tuition, costs and student loans. If you’re considering Paul Smiths College of Arts and Science, you’re likely focussed on that huge, glaring sticker price: $N/A.

If you’re still trying to figure out if you can get into the school, try our college chances calculator for Paul Smith's College

That expensive sticker price can be extremely misleading and does not usually represent the true cost of Paul Smith's College. The reality is that a huge percentage of students who attend Paul Smith's College do not pay that number.

What you are most likely concerned with is what you and your family will pay for Paul Smiths College of Arts and Science, which is dependent on a range of factors from family income to state residency.

Before we get started, if you have any doubts about your ability to afford Paul Smith's College and are interested in student loans to support your education, the below vendors specifically lend to Paul Smith's College students - click any of them to learn more about their rates and requirements.

• AFFORDABLE fixed rates starting at 3.44% APR with Automatic Debit Discount*
• 1% CASH BACK Graduation Reward*
• NON-COSIGNED option may be available for eligible undergraduate juniors and seniors.
• PAY AFTER LEAVING SCHOOL – Customize your loan with flexible repayment options – start payments after graduation.
• FORGET FEES – No application, origination or disbursement fees. No late fees and no prepayment penalty if you choose to pay your loan off early.
• COVER UP TO 100% of your tuition and eligible living expenses.

Learn More

• Competitive APRs starting at 3.47%¹
• Coverage up to 100% of your school-certified cost of attendance ($1,000 minimum) ²
• Multiple repayment options including: full principal and interest, interest-only, deferred, and flat payment
• Flexible payment terms ranging from 5, 8, 10, and 15 years³
• No origination, application and processing fees, no fees for early repayment
• Apply online in 3 minutes and get an instant credit decision
• Applying with a cosigner can increase your chances of getting approved and could result in a lower interest rate

Learn More

• Check your eligibility in just 2 minutes
• Flexible repayment options you can choose from
• No fees for origination, disbursement, prepayment, or late payment³
• Skip a payment once per year (once repayment period restarted)⁴
• Will cover up to 100% of the school's certified cost of attendance
• 9-month grace period (3 months more than most lenders)²
• Apply over the phone with the Client Happiness Team
  • Call 866-492-1222, Monday through Friday, 5 A.M. - 5 P.M. PST
  • Mention us when you call in to start your application

Learn More

• Variable Rates: 6.39% APR – 10.68% APR; Fixed Rates: 6.89% APR – 10.68% APR (with auto debit discount).¹
• Multiple repayment options available including deferred, interest-only, and immediate.
• Repayment terms of 5, 10, or 15 years available.
• Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
• 0.25% discount when you make payments via auto debit.
• Ability to borrow for prior loan periods (restrictions apply).

Learn More

• No application fees, origination fees, or late payments
• Prequalify in minutes
• Lone terms available from 5, 7, 10, 15 or 20 years
• Reduce your rate by up to 0.50% for building a good payment history
• Early cosigner release

Learn More

• No origination fees, application fees or prepayment penalties
• Network of 300+ community lenders = higher chances for approval and lower rates
• Available for undergraduate & grad school student loans
• 0.25% interest rate reduction with automatic payments
• Cosigner release available after 24 months of on-time payments
• Dedicated customer care team
• 30-day no-fee return policy for all borrowers
• Funds can be used to pay for qualified education expenses: Tuition, Room & Board, Books, Computer(s), and More!

Learn More

• Choose the #1 Private Student Loan Lender in the Nation. Sallie Mae is trusted by more families than any other private student loan lender.
• Variable Rates: 4.54% APR - 14.71% APR. Fixed Rates: 3.49% APR - 15.99% APR. Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.¹
• Applying online is easy - you could receive a credit result in about 10 minutes.²
• Multiple repayment options from in-school payments to deferred.¹ No origination fee or prepayment penalty²
• Last year, students were 4x more likely to be approved with a cosigner³ and it may help you get a better rate.
• Borrow up to 100% of school-certified expenses, whether you're online or on campus⁴

Learn More

• All online, all easy.
• SoFi private student loans cover up to 100% of school-certified costs.
• No fees required.
• Repay your way with flexible repayment options (find the monthly student loan payment and rate that fits your budget).
• Applying with a cosigner may increase your chances of approval and getting a better rate.*
• Over 1 million students have chosen SoFi.

Learn More

• Prequalification: Prequalify to estimate your rate without affecting your credit score
• Online Application Process: Submit online application in minutes
• Flexible Repayment Options: ELFI offers immediate, interest only, partial payment, and fully deferred repayment options
• No Fees: No application fees, origination fees, or prepayment penalties
• Low Rates: Fixed rates from 3.69% to 14.22% and variable rates from 5.00% - 13.97%*
• Award winning Customer Service: Individually paired Student Loan Advisor to guide you through the application process

Learn More

• Variable Rates: 6.39% APR – 10.68% APR; Fixed Rates: 6.89% APR – 10.68% APR (with auto debit discount)¹.
• Multiple repayment options available including deferred, interest-only, and immediate.
• Repayment terms of 5, 10, or 15 years available.
• Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
• 0.25% discount when you make payments via auto debit.
• Ability to borrow for prior loan periods (restrictions apply).

Learn More

• Fixed Rates: 3.49% APR – 15.49% APR¹
• Variable Rates: 4.99% APR – 15.51% APR¹
• Automatic Payment² and Loyalty Discounts³
• Get your rate in about 2 minutes⁴
• 4x more likely to be approved by applying with a qualified cosigner⁵
• Multi-Year Approval with a single application⁶
• No Application or Origination Fees
• Cover up to 100% of school-certified costs
• Real people ready to answer your questions

Learn More

Now, let’s break down that scary sticker price first.

How much is Paul Smith's College tuition?

The average annual cost for students at Paul Smiths College of Arts and Science is $26483. The dictionary definition of average annual cost covers expenses like tuition, books and fees, and other miscellaneous items. That’s an important distinction from the total cost of attending Paul Smith's College.

Essentially, tuition is only what you pay to attend classes at Paul Smith's College. The annual charge of $N/A often excludes dozens of other expenses. Therefore, the true cost of Paul Smith's College is much higher than either of these prices (more on this later).

At the same time, however, tuition does not take into account factors that can help a student or family afford college, such as scholarships, student loans and grants.

Therefore, although an important benchmark, the $28452 for Paul Smiths College of Arts and Science is likely not a good indicator of what you can expect to pay if you attend the school.

What is the total cost of Paul Smith's College?

If you’re already thinking of this question, you’re one step ahead of us! And you’re on the right track… .The total cost of attending Paul Smith's College is $N/A and is much more indicative of how much you will pay over the course of one year to attend the school - with one BIG caveat: total cost excludes financial supports that help reduce the cost of attending school, like scholarships at Paul Smith's College.

Still, if you do not plan on receiving financial aid, student loans and the like then the Paul Smiths College of Arts and Science cost of attendance is the best indicator to consider.

What does the total cost of Paul Smith's College include?

The total cost of Paul Smith's College includes tuition and other common, material expenses, like textbooks and supplies, room and board, and meal costs, minus the average amount of financial aid and scholarships.

Importantly, this does not reflect the price you will likely pay based on your income bracket.

What is the price of room and board at Paul Smith's College?

The cost of rooming and dorms at Paul Smith's College is $8000

The cost of meals at Paul Smith's College is $5430.

Paul Smith's College does not fully report room and boarding charges.

How can I afford Paul Smith's College?

You should use a variety of financial tools to offset the cost of Paul Smith's College.

It’s easy to lose track of all the assets at your disposal, but the most common can be categorized into grants, loans, and scholarships.

At Paul Smiths College of Arts and Science, 0.4254% of students receive a pell grant. Furthermore, 0.8197% of students borrow federal student loans to help pay for the school.

If you will use student loans to help pay for Paul Smith's College, these providers below all work with Paul Smith's College students.

• AFFORDABLE fixed rates starting at 3.44% APR with Automatic Debit Discount*
• 1% CASH BACK Graduation Reward*
• NON-COSIGNED option may be available for eligible undergraduate juniors and seniors.
• PAY AFTER LEAVING SCHOOL – Customize your loan with flexible repayment options – start payments after graduation.
• FORGET FEES – No application, origination or disbursement fees. No late fees and no prepayment penalty if you choose to pay your loan off early.
• COVER UP TO 100% of your tuition and eligible living expenses.

Learn More

• Competitive APRs starting at 3.47%¹
• Coverage up to 100% of your school-certified cost of attendance ($1,000 minimum) ²
• Multiple repayment options including: full principal and interest, interest-only, deferred, and flat payment
• Flexible payment terms ranging from 5, 8, 10, and 15 years³
• No origination, application and processing fees, no fees for early repayment
• Apply online in 3 minutes and get an instant credit decision
• Applying with a cosigner can increase your chances of getting approved and could result in a lower interest rate

Learn More

• Check your eligibility in just 2 minutes
• Flexible repayment options you can choose from
• No fees for origination, disbursement, prepayment, or late payment³
• Skip a payment once per year (once repayment period restarted)⁴
• Will cover up to 100% of the school's certified cost of attendance
• 9-month grace period (3 months more than most lenders)²
• Apply over the phone with the Client Happiness Team
  • Call 866-492-1222, Monday through Friday, 5 A.M. - 5 P.M. PST
  • Mention us when you call in to start your application

Learn More

• Variable Rates: 6.39% APR – 10.68% APR; Fixed Rates: 6.89% APR – 10.68% APR (with auto debit discount).¹
• Multiple repayment options available including deferred, interest-only, and immediate.
• Repayment terms of 5, 10, or 15 years available.
• Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
• 0.25% discount when you make payments via auto debit.
• Ability to borrow for prior loan periods (restrictions apply).

Learn More

• No application fees, origination fees, or late payments
• Prequalify in minutes
• Lone terms available from 5, 7, 10, 15 or 20 years
• Reduce your rate by up to 0.50% for building a good payment history
• Early cosigner release

Learn More

• No origination fees, application fees or prepayment penalties
• Network of 300+ community lenders = higher chances for approval and lower rates
• Available for undergraduate & grad school student loans
• 0.25% interest rate reduction with automatic payments
• Cosigner release available after 24 months of on-time payments
• Dedicated customer care team
• 30-day no-fee return policy for all borrowers
• Funds can be used to pay for qualified education expenses: Tuition, Room & Board, Books, Computer(s), and More!

Learn More

• Choose the #1 Private Student Loan Lender in the Nation. Sallie Mae is trusted by more families than any other private student loan lender.
• Variable Rates: 4.54% APR - 14.71% APR. Fixed Rates: 3.49% APR - 15.99% APR. Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.¹
• Applying online is easy - you could receive a credit result in about 10 minutes.²
• Multiple repayment options from in-school payments to deferred.¹ No origination fee or prepayment penalty²
• Last year, students were 4x more likely to be approved with a cosigner³ and it may help you get a better rate.
• Borrow up to 100% of school-certified expenses, whether you're online or on campus⁴

Learn More

• All online, all easy.
• SoFi private student loans cover up to 100% of school-certified costs.
• No fees required.
• Repay your way with flexible repayment options (find the monthly student loan payment and rate that fits your budget).
• Applying with a cosigner may increase your chances of approval and getting a better rate.*
• Over 1 million students have chosen SoFi.

Learn More

• Prequalification: Prequalify to estimate your rate without affecting your credit score
• Online Application Process: Submit online application in minutes
• Flexible Repayment Options: ELFI offers immediate, interest only, partial payment, and fully deferred repayment options
• No Fees: No application fees, origination fees, or prepayment penalties
• Low Rates: Fixed rates from 3.69% to 14.22% and variable rates from 5.00% - 13.97%*
• Award winning Customer Service: Individually paired Student Loan Advisor to guide you through the application process

Learn More

• Variable Rates: 6.39% APR – 10.68% APR; Fixed Rates: 6.89% APR – 10.68% APR (with auto debit discount)¹.
• Multiple repayment options available including deferred, interest-only, and immediate.
• Repayment terms of 5, 10, or 15 years available.
• Absolutely no fees – no origination fee, no late fee, and no prepayment penalty.
• 0.25% discount when you make payments via auto debit.
• Ability to borrow for prior loan periods (restrictions apply).

Learn More

• Fixed Rates: 3.49% APR – 15.49% APR¹
• Variable Rates: 4.99% APR – 15.51% APR¹
• Automatic Payment² and Loyalty Discounts³
• Get your rate in about 2 minutes⁴
• 4x more likely to be approved by applying with a qualified cosigner⁵
• Multi-Year Approval with a single application⁶
• No Application or Origination Fees
• Cover up to 100% of school-certified costs
• Real people ready to answer your questions

Learn More

How much will I pay for Paul Smith's College?

This is the million dollar question - literally! Paul Smith's College students pay a variety of prices to attend the institution, as you already know. A very easy way to determine an average price you can expect to pay is by using your average family income and comparing it to the table below.

For additional insight, try using the Paul Smiths College of Arts and Science net price calculator.

How much debt will I graduate with from Paul Smith's College?

Beyond the years you plan on spending at Paul Smiths College of Arts and Science, the financial repercussions of Paul Smith's College tuition will stay with you for awhile, especially if you take out loans to finance the education.

The median debt for students who have completed a degree at Paul Smith's College is $20500.0. We can break down this number further by household income and student type (see where you might fit in):

Is Paul Smith's College worth the cost?

Going to college is an investment, and like all investments, you should look at the ROI of attending Paul Smiths College of Arts and Science.

Luckily, we can provide some insightful data to help determine whether or not Paul Smith's College is worth the cost by examining what past graduates are earning now.

The average salary of students who were working six years after graduating from Paul Smith's College is $31100 (the median is $29600).

After 8 years, the average salary for Paul Smith's College graduates is $N/A.

10 years out, the average salary for Paul Smith's College graduates is $38400.

I think it’s particularly interesting to look at the salary 10 years after graduation, and it’s probably more indicative of whether Paul Smith's College is worth the cost. The real upside of a college degree is that it puts you on a path where your future salary can increase substantially, and it may be hard to achieve that upside without a college degree.

For example, after graduating from Paul Smith's College you may get a job where the salary is not too much more than you’d make without a college degree, and you may have taken out a lot of loans to get there!

However, if you stay in that position for 5 or 10 years, you will likely begin doubling and tripling what you’re making.

The future earnings potential is going to be much higher if you go to Paul Smith's College compared to not attending college at all. Therefore, it’s about maximizing that opportunity and reducing the debt needed to get there.

How do Paul Smith's College graduates fare compared to similar schools?

This is an important question because if you’re considering Paul Smith's College, you likely have other options on the table.

Often times, students enroll in the cheapest university available to them. But, as we know from above, this isn’t the whole story.

For example, you would pay 5% more for a college if you knew the average salary would also be 10% higher, wouldn’t you?

There’s a lot of reasons why the average salary for Paul Smith's College students would differ from its peer schools. Perhaps the most popular areas of study align with higher or lower paying careers, or the school has a massive and supportive alumni network.

Here are just a few related schools to Paul Smith's College that may be of interest. Click on any one to break down their costs and performance outcomes further.

How much does Paul Smith's College cost per semester?

Assuming there are two semesters at Paul Smith's College, you will pay $13241 per semester.

How much does Paul Smith's College cost per year?

This is effectively the total annual cost of Paul Smith's College, which is $N/A. However, you can also add room and board, textbooks, and other fees listed above onto that number to better determine how you will really spend in one year of attendance.

Is it possible to attend Paul Smith's College for free?

In theory, yes it is possible to attend Paul Smith's College for free. If you are a stellar student, you may get a scholarship to cover the entire cost of the education.

Similarly, if you are a student athlete, you may receive a full scholarship to be on a sports team.

Unless you are receiving a “full ride” (e.g. full scholarship) to attend Paul Smith's College, though, it won’t be free. If you take out loans to finance the school, you may pay very little in the near term but all of that money must still be paid off in the long term.

If you're trying to get in to Paul Smith's College read about the requirements here